Wednesday 31 August 2011

Unsecured loans people benefits-Enjoy the life with quick cash ...

Unsecured loans people benefits-Enjoy the life with quick cash

Article by Owen Linnen

Are you disabled and getting the benefits provided by department of social security? Also, you are unable to arrange any valuable asset to pledge as collateral? Here are unsecured loans people benefits for you that offer instant finance to meet the cash crisis with ease. You need not have to get afraid of facing loan rejection being a disabled person. These loans have been specially devised to meet the financial expenses and desires of disabled or inefficient people.

Under the assistance of unsecured loans people benefits, one need not have to arrange any collateral to pledge. Thus, enjoy the assistance of this loan deal without undergoing any collateral assessment and preparing paper work to fax. The amount of money that you are allowed to borrow can be ranges from ?1000 to ?25000 with easy repayment tenure of 1 to 10 years. There will be no restriction in spending of loan money. Expenses like consolidation of debts, home renovation, wedding expenses, small business expenses, pay off huge electricity bills, higher education fee of your child and so on.

No matter whether you are a good creditor or bad creditor, you can enjoy the assistance of payday loans for benefits without any snub. Therefore, even if you are affected with several bad factors in your account like insolvency, foreclosures, bankruptcy, skipped payments, arrears, defaults and so on, you are welcome to get approved. There will be no credit issues in the application of loan.

To quickly get approved with unsecured loans people benefits, you need to meet the criteria demanded by the lender, such as:

1. Permanent citizenship of UK2. Should stay on benefits from past six months3. Should have the saving of at least ?500 in bank account4. Attaining the age of eighteen5. Employment is necessary to prove the repayment ability.

Use the online application method to enjoy the loan deal with simplicity and speed. You need not have to fill huge number of application forms to get applied. Under the assistance of unsecured loans people benefits, you just have to fill a single online application form with few required details.

Once you get approved, funds will transfer in your checking account without any delays.

One need not have to face any financial pressures even if you are disabled with the assistance of unsecured loans people benefits. This is the feasible source of finance that let you enjoy the swift financial aid with no pressure and cumbersome loan procedure at all.

If you are disabled and facing some financial pressures, here are unsecured loans people benefits for you. It is a reliable source of finance that let you manage your financial troubles with no pressures at all. Check the online financial market to get the affordable deal of all.

Source: http://www.loannojob.com/unsecured-loans-people-benefits-enjoy-the-life-with-quick-cash-2/

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Brain Fitness Training Improves Memory in Seniors | Psych Central ...

By Rick Nauert PhD Senior News Editor
Reviewed by John M. Grohol, Psy.D. on August 30, 2011

Brain Fitness Training Improves Memory in SeniorsWe all know that we need to exercise to improve our physical fitness, yet rarely do we think of the need to perform fitness training for our brain.

The subject becomes important as we age. Normal age-related memory decline affects more than half of all seniors, with those over 80 being the most vulnerable.

A new UCLA study has found that a memory fitness program offered to older adults in their senior living communities helped improve their ability to recognize and recall words, benefitting their verbal learning and retention.

Researchers found the program improved seniors? self-perceived memory, an important factor in maintaining a positive outlook on life while aging.

The average age of participants in the study was 81. It is not clear whether these improvements would be found in younger adults, as few brain fitness studies have been conducted on younger adults.

?It was exciting to see how much older adults participate in a memory fitness program and improve,? said study author Dr. Karen Miller. ?The study demonstrates that it?s never too late to learn new skills to enhance one?s life.?

As people get older, it takes longer to learn new information and to retrieve it, including names, dates, the location of household objects, meetings, and appointments, according to the study?s senior author, Dr. Gary Small, UCLA?s Parlow-Solomon Professor on Aging and director of the UCLA Longevity Center.

The six-week, 12-session program was different from other cognitive training courses in that it offered not only memory-training techniques but also education about lifestyle factors that may impact memory ability and overall brain health.

As part of the curriculum, participants received health education on the value of a diet rich in antioxidants, the importance of daily physical exercise and stress reduction.

?Lifestyle and environmental factors may play a role in cognitive decline, so our program included education about healthy living in addition to memory-training techniques,? said Small.

The study involved 115 seniors living in two full-service continuing-care retirement communities in Maryland.

Participants lived in the ?independent? level of care in these communities and had memory complaints, but they had not been diagnosed with dementia and were not taking any medications for memory loss.

Half the participants were enrolled in the memory fitness program and received memory testing before beginning the program and after completion to assess improvement. The other half were placed on a waiting list for the program and acted as study controls.

Miller and Small developed a scripted curriculum for trainers (who possessed a health background), and they provided a companion workbook for participants.

The one-hour education sessions included content on how memory works; quick strategies for remembering names, faces and numbers; and training on basic memory tools such as linking ideas and creating visual images.

Trainers also discussed the role of a healthy lifestyle in protecting and maintaining memory.

Among the older adults attending the classes, the researchers found marked improvement in verbal memory, as well as improvements in how they perceived their memory, compared with the controls.

?The study suggests that the memory fitness program may be a cost-effective means of addressing some of the memory-related concerns of healthy older adults,? Parrish added.

The study is found in the September issue of the American Journal of Geriatric Psychiatry.

Source: University of California ? Los Angeles Health Sciences


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Source: http://psychcentral.com/news/2011/08/30/brain-fitness-training-improves-memory-in-seniors/29026.html

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Tuesday 30 August 2011

Am I Allowed to Put Community College Credits on a High School ...

When you homeschool high school, three months really can equal one year - when your kids are doing dual enrollment at a local community college. Dual enrollment is offered to students in many states. It provides high school and university credit at the same time. Homeschoolers take advantage of dual enrollment to help defray higher education fees by providing students the option to acquire university credit while still homeschooling.

"3 months equals 1 year" because in a community college, they don't spend a whole year going through a textbook. They'll commit three months, instead. For example, they might take only three months to got through a level of French that would normally take a full year in homeschool. Similarly, in high school American History, it takes a whole year to get a credit. At a university, you can finish the course in a quarter or semester.

In addition, students will usually just take three full courses at a time, then three months later they take another three classes, and then another three. In the upper grades, almost everyone takes more classes than that. In high school, calculus covers... well, calculus. In a year of college calculus, students might cover calculus 1, calculus 2, and multivariable calculus. And so that is why...

What a secondary school calls one credit will be covered in one year, while a college will cover the same material in three months and call it 5 credits. In other words, three months at a university can equal one whole year of high school.

Each university has its own way of translating community college credits into their credits, and some don't take such credits at all.

Even so, if you are seeking to try to reconcile college credits onto your homeschool transcript, you may want to give consideration to the "5 college credits = 1 high school credit" equation to help you on your transcript.

We chose dual enrollment because we were aiming our children toward college. Failing to aim their students on the way to college is one of the "5 Biggest Mistakes Parents Make When Homeschooling High School. " Learn how to avoid all 5 mistakes in my free e-mail mini-course.

For more detailed information about how to create a homeschool transcript that will impress the colleges, visit my website, www. thehomescholar. com!

Source: http://education.ezinemark.com/am-i-allowed-to-put-community-college-credits-on-a-high-school-transcript-7d301c8e08eb.html

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